Apple teams up with Goldman Sachs on Credit Card Paired with iPhone’

My big question is what the interest rates are going to be. Credit cards have turned into a dirty business where people who carry a balance pay exorbitant interest rates, even if they’ve never missed a payment. And the higher the interest rates, the harder it is to pay off the balance. Is that where Apple wants Services revenue growth to come from? Charging people usurious interest rates on their credit card debt?

John Gruber.

I’ve been saying that for years now, but I also remain persuaded that the other way Apple’ld be diversifying its operations is by becoming it’s own mobile operator/carrier.

Mobility, constant access to our data, is a huge part of the user experience Apple so much relies on to sell us its devices. And it’s a part where Apple has not much control: Apple is running the date centers, it’s running the apps we use to connect to them and the Mac, iPhone and lPad those apps are running on. Leaving only the network itself in the hands of third parties.

There is no reason for Apple not to try to get a slice of this huge cake, imo.

My Must Have Dark Mode Friendly Apps

My eyesight being what it is, I’m now almost to the point where I can not read a bright screen anymore: it’s really painful on the eyes. Everything is much easier when the screen is dark. So, no surprise, I welcomed Mojave’s Dark Mode as a blessing–a perfectible one, though.

Here is the list of the apps and utilities that help me to take full advantage of this. There are many more, but those are the one I use the most.

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